October 15, 2017

Funds for Wealth creation

Wealth refers to the market value of all your assets. This basket can comprise of assets such as equity shares, gold and even real estate.

For creating wealth, you have to hold assets for long periods of time, say, 5, 10 or more years. There is no defined period for wealth creation nor a defined quantum. How much wealth you create depends on the quality of the asset and the price others are willing to pay for it. As value of assets increases with time, a good quality asset, held for a longer duration can create a lot of wealth.

For goals such as retirement, income generation is not sufficient as money earned through specified-return products rarely beats inflation in the long run. It is wealth creation that is able to grow your money faster than the value that inflation eats away.

However, unlike income generating securities that come with certainty in the near term, asset values can be volatile and hence, wealth creation is a risky proposition. This smoothens out if you hold on to your asset for longer periods of time.

A balance of income and wealth creating assets needs to be maintained in one’s portfolio.

At Saksham Wealth, we offer funds with multiple assets like Equities, Gold, Debt and Real Estate. This enables a stable portfolio across all economic cycles. Our annual Wealth Creation Study gives a birds eye view of our understanding of the process of wealth creation. You too can benefit from our experience. We are just an email away. Do write to Sameer Rastogi at Sameer@sakshamgroup.com .

Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

AMFI Registered Mutual Fund Distributor – ARN 28958 | Date of initial registration – 15/06/2005 | Current validity of ARN – 20/06/2025